Last Updated: 01 December 2025

1. Introduction

These Terms & Conditions (“Terms”) govern your access to and use of websites, content, coaching, programs, and digital products supplied by Bevan Dodds Consulting.

By using our Services, you agree to these Terms, our Privacy Policy, and our Cookie Policy.

2. Eligibility

You must be 18+ and able to enter a binding contract.

3. Nature of Services

We provide education and coaching. We do not provide:

- Financial/trading advice

- Investment recommendations

- Psychological or medical treatment

You are solely responsible for your financial and trading decisions.

4. Account Responsibilities

You must:

- Provide accurate information

- Keep login details secure

- Notify us if your account is compromised

We may suspend accounts for misuse.

5. Payments and Orders

Payments are processed via third-party providers.

Prices may change without notice (not retroactively).

Errors in pricing may result in order correction or cancellation.

6. Digital Product Access

We deliver programs digitally.

Access terms vary by offer and may include ongoing or time-limited access.

We cannot guarantee uninterrupted platform availability.

7. Refunds and Chargebacks

Strict No-Refund Policy: All sales are final due to the immediate access and digital nature of our products.

Chargebacks: Unjustified chargebacks violate these Terms. We will contest fraudulent or bad-faith disputes.

8. Acceptable Use

You may not:

- Break laws

- Distribute or resell our content

- Harass others

- Hack or disrupt systems

- Use our content to create competing offers

9. Intellectual Property

All materials are owned by Bevan Dodds Consulting.

You receive a personal, non-transferrable licence.

You may not copy, share, sell, or publish our content without permission.

10. Third-Party Tools

We are not responsible for third-party platforms, tools, or links.

Affiliate links may appear; this does not affect your purchase price.

11. No Guarantees or Promises

We do not guarantee:

- Trading outcomes

- Financial performance

- Business or life results

- Psychological impact

Your results depend on factors outside our control.

12. Limitation of Liability

To the maximum extent permitted by law:

- We are not liable for indirect, incidental, consequential, special, punitive, or exemplary damages.

- Total liability is capped at the amount you paid or USD 100, whichever is lower.

You assume all risk when using our Services.

13. Indemnification

You agree to indemnify and hold us harmless against all claims arising from your use of our Services or breach of these Terms.

14. Modifications

We may modify or discontinue parts of the Services at any time.

15. Changes to Terms

We may update these Terms. Your continued use indicates acceptance.

16. Governing Law

These Terms are governed by New Zealand law unless mandatory local consumer law applies.

Disputes will first attempt mediation, then proceed to New Zealand courts if unresolved.

17. Severability

Invalid provisions do not affect the remainder of this agreement.

18. Contact

[email protected]